Initial Credit Scoring for Telecom Customers Using Ant Colony Algorithm

doi:10.13190/jbupt.201001.124.zhangyj

JOURNAL OF BEIJING UNIVERSITY OF POSTS AND TELECOM ›› 2010, Vol. 33 ›› Issue (1): 124-128.doi: 10.13190/jbupt.201001.124.zhangyj

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Initial Credit Scoring for Telecom Customers Using Ant Colony Algorithm

ZHANG Yu-jie;MENG Xiang-wu

(Beijing Key Laboratory of Intelligent Telecommunications Software and Multimedia, Beijing University of Posts and Telecommunications, Beijing 100876, China)

Received:2009-04-29 Revised:2009-10-13 Online:2010-02-28 Published:2010-02-28
Contact: ZHANG Yu-jie

Abstract

Abstract:

A credit scoring model depending on customer application data and behavior data is developed in order to obtain the score of telecom customers’ initial credit. The model includes: the definition of the attribute domain and its weight; some rules on the weight; the formula to calculate initial credit; and the evaluating function. Meanwhile, an allocation algorithm for customers’ attribute weight is proposed using ants algorithm based on the model. Simulation demonstrates the rationality and feasibility of the model.

Key words: telecom customer, initial credit, credit scoring model, ant colony algorithm

CLC Number:

TP301.6

ZHANG Yu-jie;MENG Xiang-wu. Initial Credit Scoring for Telecom Customers Using Ant Colony Algorithm[J]. JOURNAL OF BEIJING UNIVERSITY OF POSTS AND TELECOM, 2010, 33(1): 124-128.

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Initial Credit Scoring for Telecom Customers Using Ant Colony Algorithm

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